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Premier Checking Your Totally Free Checking Choice! |
Premier Plus Checking Interest Plus Free Personalized Checks & Bill Payer |
Premier 55 Checking For Customers Age 55 & Over |
Premier Rewards Checking Free Photo or MyPic Debit Card with Rewards |
| Interest Compounded Daily | Ö | √ | ||
| Free ATM/Debit Card* | √ | Ö | √ | Ö |
| myPic Studio Card with Rewards | $1 per month | $1 per month | $1 per month | Free |
| Free Online Banking | √ | Ö | √ | Required |
| Bill Payer | $4.95 per month | Free | Free | Free |
| Personalized Checks | No Charge For Certain Styles of Checks | No Charge For Certain Styles of Checks | ||
| ID Restoration & Recovery Service** | $1 per month | Free | Free | Free |
| Minimum Balance Requirement | None |
$500 Daily Minimum Balance See Below |
None |
$500 Average Minimum Balance See Below |
| Monthly Service Charge | None | See Below | None | See Below |
| Monthly Statements | √ | Ö | √ | E-Statements Required |
| Unlimited Check Writing | √ | Ö | √ | Ö |
| Overdraft Privilege & Protection*** | √ | Ö | √ | Available - Free clearing of overdraft items if deposit made with available funds by 9AM next business day |
| Cashier's Checks & Money Orders | Charges Apply | No Charge | No Charge | No Charge |
| Notary Service | Charge Applies | No Charge | No Charge | No Charge |
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Minimum Requirements Minimum daily balance requirement of only $500 to avoid service charge. A service charge of $7.50 applies if your balance falls below $500 (but is at least $250) and a $10 service charge applies if your balance falls below $250 any time during a statement cycle
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Minimum Requirements Average balance requirement of only $500 or have a monthly recurring direct deposit to the account to avoid monthly service charge. Must be signed-up for online banking and E-Statements to avoid monthly service charge. A $10 service charge applies if any of the above minimum requirements are not met during a statement cycle. Points awarded only on signature-based or no-PIN debit card transactions. |
* Access to over 4,200 ATMs worldwide without incurring a service charge.
**ID Restoration Service offered through Deluxe®. Rewards program offered through Visa® Extras Program. Neither Deluxe® or Visa® are affiliated with Clay County Savings Bank. Terms and conditions vary.
***Fees may be imposed for overdraft privilege (See Overdraft Privilege & Protection Guidelines).
