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Savings & Money Market Accounts

 

 

 

Comparison of Terms/Fees/Transaction Limitations*

 

Statement Savings Account

Money Market Deposit Account

Health Savings Account

Minimum Balance Requirement $100 $1,000 None None
Minimum Balance to Open None $1,000 None None
Interest Rate/Annual Percentage Yield (APY) 0.15% / 0.15%(APY)

$1,000.00   -    $9,999.99

.15% / .15% (APY)

 

$25,000.01  - $50,000.00

.17% / .17% (APY)

 

$75,000.01 - $200,000.00

.19% / .19% (APY)

$10,000.00  - $25,000.00

.16% / .16% (APY)

 

$50,000.01  - $75,000.00

.18% / .18% (APY)

 

$200,000.01  +

.20% / .20% (APY)

 

$1,000.00   -    $9,999.99

.15% / .15% (APY)

 

$25,000.01  - $50,000.00

.17% / .17% (APY)

 

$75,000.01 - $200,000.00

.19% / .19% (APY)

$10,000.00  - $25,000.00

.16% / .16% (APY)

 

$50,000.01  - $75,000.00

.18% / .18% (APY)

 

$200,000.01  +

.20% / .20% (APY)

 

0.10% / 0.10%(APY)

Interest Compounded

Daily

Daily

Daily

Daily

Interest Credited

Quarterly

Monthly

Monthly

Quarterly

Statements

Yes (Quarterly)

Yes (Monthly)

Yes (Monthly)

No

Preauthorized Transactions Limits

6 Per Month

6 Per Month

6 Per Month

N/A

ATM/Debit Card

Yes (ATM) / No (Debit) 

Yes

Yes

No

 
 

*A $1 service charge applies if the balance falls below the minimum balance at any time during the statement cycle for Statement Savings accounts and a $7.50 service charge applies if the balance falls below $1,000 at any time during the statement cycle for Money Market accounts.  Preauthorized transactions are customer-directed transfers such as for loan payments, insurance, or other electronic funds transfers.  Also includes transfers to another account to cover non-sufficient funds.  A $10 monthly fee will apply for exceeding preauthorized transfer  limits.  These limitations are established by federal regulations. Interest rates and annual percentage yields quoted above are as of March 24, 2014 and are subject to change without notice.  Please call Clay County Savings Bank's rate line, 816-407-4099, for current interest rates on deposits.

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