Learn  a little more about our management team and their involvement with our community.

IMG_2829Mario Usera joined the Bank on July 1, 1997. He is President, Chief Executive Officer and Chief Financial Officer of the Bank and Company. Previously he served as President, Chief Operating Officer and Chief Financial Officer from February 2006 to September 2013, and prior to that as Executive Vice President and Chief Financial Officer. He was named a Director in 2002. Prior to joining the Bank, President Usera was a federal thrift regulator for more than 14 years. He is a 1982 graduate of South Dakota State University and received a Bachelor of Arts degree (Commercial Economics and Journalism).
Organizations:  Rotary Club of Liberty (Past President), Liberty Hospital Foundation (Regional Advisory Director), Liberty Area Chamber of Commerce (Past Chairman), Habitat for Humanity Northland (Past President), United Way of Greater Kansas City, Freedom House (Board of Directors)


IMG_2873Deborah A. Jones is Executive Vice President and Corporate Secretary of the Bank and Company and has been with the Bank since October 1977. Previously she served as the Bank’s Treasurer from May 1982 to February 2006, as the Bank’s Vice President from July 1989 to October 2001 and as the Bank and Company’s Senior Vice President from October 2001 to January 2015. Her current duties include oversight of the retail banking operations, including branch administration.  A native of Richmond, Va., she is a 1977 magna cum laude graduate of William Woods College in Fulton, Mo.
Organizations:  Kiwanis Club of Liberty and Kiwanis Club International (Secretary;  Past Distinguished Lt. Governor), Northland Business Women’s Breakfast Club (Treasurer), Liberty Area Chamber of Commerce (Past Chairperson Liberty Leadership Academy)


IMG_3062Mary D. Gray is Senior Vice President and Treasurer of the Bank and Company and has been with the Bank since June 1983. Previously she has served as Vice President and Comptroller from October 2001 to February 2006 and then in addition became the Bank’s Treasurer. In January 2015 she became Senior Vice President and Treasurer. She oversees the accounting department operations and personnel administration. Senior Vice President Gray is a 1983 graduate of William Jewell College in Liberty.



IMG_3004Kathryn E. Varnon is Senior Vice President of the Bank and holding company. At the Bank, she is in charge of the Lending Department and oversees loan personnel. She has been with the bank since 1984 in various positions. She started her banking career as a loan processor until 1986, then became Asst. Vice President & Loan Officer. In 2001 was named Vice President & Senior Loan Officer until her current position in 2015.
Organizations:  Home Builders Association of Greater Kansas City, PEO Chapter IZ (Treasurer), Kansas City Regional Association of Realtors. Clay County Economic Development Council, Soroptimist International of Liberty


JMurthaJackie Murtha is Vice President of the Bank.  She has been with the Bank since June 2013 and has over 37 years of prior banking experience.  Her duties include management of new accounts and teller staff at the main office in Liberty and overseeing all aspects of commercial accounts for the Bank.  She has provided informational presentations to seniors on fraud, partnering with the Clay County Sheriff’s Department, the City of Liberty and the State of Missouri’s Department of Health and Senior Services.  Originally from Sioux City, Iowa, she moved to Kansas City in November 1980.  Ask her about that story – it has to do with the Royals and the World Series.
Organizations: Liberty Sertoma Club (Liberty Sertoman of the Year 1999 & 2017), Court Appointed Special Advocate for Clay County (C.A.S.A), Liberty Area Chamber of Commerce (Board of Directors 2017-18), Clay Platte Ray Mental Health Board


Pamela Crow is Vice President and Branch Manager of the Kearney Branch.  She moved to the Kansas City area in 2006 and was hired by the Bank.  Prior to joining Clay County Savings Bank she had been in banking for 11 years in various positions such as Teller, Personal Banker, Assistant Branch Manager and Branch Manager.  She was born and raised in Trenton, MO and attended Northeast Missouri State University in Kirksville, MO, where she received a BA in Mass Communications.  Pamela also attended Webster University in St Louis and received her Master’s in Public Administration. After graduating from school she joined the Army and was an active duty officer. She received an honorable discharge at the rank of Captain.
Organizations:  Rotary Club of Kearney (Past Secretary), and Kearney Area Chamber of Commerce