Online Banking Upgrade! - Clay County Savings Bank

Financing Your New Car

One of the best times of the year to buy a new car is during the turnover from the current model year to the next, according to J.D. Power. Studies have shown that August is the best month of the year to buy a car. Even the day of the week can make a difference in buying a new car. According to a study by TrueCar, the average sales price of a car is more than $2,000 higher on Fridays than on Sundays. The first couple days of the month are cheaper too, with customers seeing a savings of almost

July 3, 2022

Business Banking Made Simple

Managing your business checking account is critical, but it should not cost you time and money. Clay County Savings Bank’s FREE* Business Checking requires no monthly minimum balance requirement and carries no monthly minimum service charge. The account includes monthly statements, a free company debit card and a competitive earnings credit. Also included each month free are up to 50 deposit items, 25 check/debit items and 5 ACH debits/credits. With free Online Banking and App, account holders can manage their business account quickly and easily, making it a breeze to review account history and reconcile statements. In addition to Business

July 2, 2022

Refinancing Your Home Loan

Interest rates are rising; however, there is still time to refinance your home loan to lock in an interest rate that is still at historically low levels. The most popular reason consumers choose to refinance their home loan is to obtain a lower fixed rate. For example, if you purchased a home more than five years ago, today’s interest rates might be a full point or more lower than your current loan. Reducing your interest rate could lower your monthly payment by several hundred dollars. You could also choose to reduce your loan term, such as converting to a 10-year or 15-year

July 1, 2022

Planning Your New Home Purchase

Are you ready to join the market in the search for a new home? If so, visiting your lender is a great place to start. Learning your options when it comes to financing a brand new home, determining your housing budget and knowing the current mortgage are all keys to make a wise decision in buying a new home. Getting prequalified or pre-approved for a home loan can make the process of buying home much easier. Knowing your budget allows you to narrow your shopping to the choices in your price range. Estimating closing costs and what you will bring to the table

February 4, 2021

myBill Pay Streamlines Monthly Payments

Why mail checks or visit multiple websites to pay your monthly bills when you can do it all in one place? That’s the benefit of myBill Pay, Clay County Savings Bank’s online banking service that lets you schedule bill payments directly from your checking account. Managing your payments in myBill Pay is simple. Just click “Add a Bill” and fill in the details from your latest account statement, whether it’s utilities, credit card, cell phone or any other regular bill you pay each month. Schedule your payment and you’re done. It’s that simple. You can schedule bills to be paid on

February 2, 2021

Online Banking at Clay County Savings Bank has a brand new look! Our new interface will provide you with easier access to your accounts and improved features to make managing your money a snap.

We’ve provided a list of frequently asked questions about our new Online Banking. In a nutshell, here’s what’s happening.

What is NOT Changing
The following items will remain the same:

Login: Same Login Name and Password
Accounts: Same account access
myBill Pay: Recurring and future-dated bill payments stay the same
Paperless Statements: E-statements stay the same

What IS Changing

Online Banking gets a new look, along with improved navigation and more control:
Secure login located directly on the Bank website’s home page
Your unique image and phrase is no longer shown at login; instead, you will see our Bank name in your browser to ensure you are on our official online banking site
Quick views for basic account look up
Ability to schedule recurring and future-dated transfers
Extensive account transaction filtering to enable custom research options
Ability to change your account description
Ability to submit change of phone number and address for bank verification and processing
External accounts transfer feature enhancement to be added at a future date

What should I do before the switch?

Ensure your email address within Online Banking is up-to-date so you don’t miss our updates
Check out the Frequently Asked Questions for additional details you may not have thought about

What should I do after the switch?

Discover the new site and its features
Let us know how we did