Premier CheckingPremier Rewards CheckingPremier Plus CheckingPremier 55 Checking
Interest-BearingNONOYESYES
Minimum Balance RequirementsNONEMonthly Average Balance of $500 Unless Monthly Recurring Direct DepositDaily Minimum Balance of $500NONE
Monthly Service Fee (if Minimum Balance Requirements Not Met)Not Applicable$10$7.50 if balance falls below $500 or $10 if balance falls below $250 any day during statement cycleNot Applicable
Other RequirementsNONEYES (Requires E-Statements or $10 fee per statement will be applied)NONEAt least one account holder has to be at least 55 Years of Age
Online BankingYES - No ChargeYES - No ChargeYES - No ChargeYES - No Charge
Bill Payment FeatureYES - Fee AppliesYES - No ChargeYES - No ChargeYES - No Charge
ID Restoration ServiceYES - Fee AppliesYES - No Charge (Maximum 2 per account)YES - No Charge (Maximum 2 per account)YES - No Charge (Maximum 2 per account)
Debit CardYES - No ChargeYES - No ChargeYES - No ChargeYES - No Charge
Transaction LimitsNONENONENONENONE
Monthly StatementsYESYESYESYES
Overdraft Privilege and ProtectionYES - Fee May ApplyYES - Fee May ApplyYES - Fee May ApplyYES - Fee May Apply
Fee for Cashier's Checks or Money OrdersYESUp to 3 items per day at no charge. Fee thereafter. Up to 3 items per day at no charge. Fee thereafter.Up to 3 items per day at no charge. Fee thereafter.
Fee for Notary Service**No charge if balance exceeds $250No charge if balance exceeds $250No charge if balance exceeds $250No charge if balance exceeds $250
ATM Fees***NONENONENONENONE
Other ServicesDiscounts at local businessesDiscount or no charge (except shipping & handling) for certain styles of checks (and subject to limit per year) No charge (except shipping & handling) for certain styles of checks (and subject to limit per year)
Additional 0.10% added to interest rate on certificates of deposit (amount up to $25,000)Free Gift Upon Account Opening
No charge on overdrafts if a deposit is made with available funds by 9 am CT (CDT) on the next business daySpecial Events or Offers Exclusive for Premier 55 Account holders
Free Gift upon Account Opening & Periodic Promotion Offers
20% Discount on Safe Deposit Boxes (Subject to Availability)

* Subject to Overdraft Rules and Restrictions

** Notary Service must be for non-business purposes or fee may apply.

*** ATMs owned by Bank or that have Privileged Status or Presto Symbol only.