At Clay County Savings Bank, we understand that loans are not one-size-fits-all. As a community bank, our lending decisions are made locally and our loans are serviced right here at your local bank.

Whether it’s a new home, college tuition, a new car or even unexpected expenses, our range of personal loan products and services is designed to provide you with competitive rates, flexible choices and a personal understanding of your needs.

  • Home Loans: Our variety of fixed-rate and adjustable-rate mortgages offer a range of options when it comes to financing your new home
  • Home Equity Line of Credit: Use the equity in your home when you need it
  • Closed-End Home Equity: Borrow money from your home at a competitive rate
  • Auto Loans: Get competitive rates before shopping for a new car