You can lock in higher yielding returns with a certificate of deposit. We offer flexible terms. You may select any term between 3 months and 60 months and only $500 is needed to open an account. Penalties apply for early withdrawal.
| $500 Minimum | $25,000 Minimum | |||
|---|---|---|---|---|
| Term | Interest Rate | Annual Percentage Yield (APY) | Interest Rate | Annual Percentage Yield (APY) |
| Under 6 Months | 0.10% | 0.10% | 0.12% | 0.12% |
| 6-11 Months | 0.13% | 0.13% | 0.15% | 0.15% |
| 12-17 Months | 0.14% | 0.14% | 0.20% | 0.20% |
| 18-23 Months | 0.15% | 0.15% | 0.25% | 0.25% |
| 24-29 Months | 0.20% | 0.20% | 0.30% | 0.30% |
| 30-35 Months | 0.25% | 0.25% | 0.35% | 0.36% |
| 36-47 Months | 0.30% | 0.30% | 0.40% | 0.41% |
| 48-59 Months | 0.35% | 0.36% | 0.45% | 0.46% |
| 60 Months | 0.40% | 0.41% | 0.50% | 0.51% |
Annual Percentage Yield (APY) based on a factor of 365 days/360 days and assumes interest remains on deposit through the entire term. Withdrawal of interest will reduce earnings. Substantial penalty for early withdrawal.