Minimum Balance Requirement$100
Minimum Balance to OpenNone
Interest Rate0.15%
Annual Percentage Yield (APY)*0.15%
Interest CompoundedDaily
Interest CreditedQuarterly
Preauthorized Transaction Limits6 per month
ATM CardYes
Debit CardNo
*Fees may reduce earnings.
Interest rates and annual percentage yields quoted above are as of February 25, 2020, and are subject to change without notice. Please call Clay County Savings Bank's rate line, (816) 407-4099, for current interest rates on Statement Savings accounts. A $1 service charge applies if the balance falls below the minimum balance at any time during the statement cycle for Statement Savings accounts. Preauthorized transactions are customer-directed transfers such as for telephone transfers between accounts, loan payments, insurance or other electronic funds transfers and they also include transfers to another account to cover non-sufficient funds. A $10 monthly fee will apply for exceeding preauthorized transfer limits. These limitations are established by federal regulations. If you desire a quarterly statement or intend to have electronic fund transfers (such as direct deposit) to or from your savings account, we offer our Statement Savings Account. Restrictions apply on the number of electronic fund transfers. There is a $100 minimum daily balance requirement to avoid fees. With online banking availability, you can view your account history at any time.