Minimum Balance Requirement$100
Minimum Balance to OpenNone
Interest Rate0.15%
Annual Percentage Yield (APY)*0.15%
Interest CompoundedDaily
Interest CreditedQuarterly
ATM CardYes
Debit CardNo
*Fees may reduce earnings.
Interest rates and annual percentage yields quoted above are as of January 10, 2023, and are subject to change without notice. Please call Clay County Savings Bank's rate line, (816) 407-4099, for current interest rates on Statement Savings accounts. A $1 service charge applies if the balance falls below the minimum balance at any time during the statement cycle for Statement Savings accounts. If you desire a quarterly statement or intend to have electronic fund transfers (such as direct deposit) to or from your savings account, we offer our Statement Savings Account. There is a $100 minimum daily balance requirement to avoid fees. With online banking availability, you can view your account history at any time.


  • On April 24, 2020, Regulation D was amended to suspend the transaction limits on Statement Savings accounts. As a result, the Bank will not being assessing a service charge and unlimited transfers/withdrawals from this account will be allowed. At this time, The Federal Reserve Board does not have plans to re-impose transfer limits but may make adjustment to the definition of savings account in the future, if conditions warrant.