Personal Banking

Home or Auto Loans – Check Out the Latest Rates

Ready to buy a new home or car, build a new home, or refinance your existing loan? Check out the latest rates on a wide variety of loan products and services available at Clay County Savings Bank. Home Loans Home Equity Line of Credit Closed-End Home Equity Loan Auto Loans Don’t forget that when you borrow from Clay County Savings Bank, you are working with a local bank based in Clay County that has been a part of our community since 1922.

July 4, 2020
Personal Banking

Financing Your New Car

One of the best times of the year to buy a new car is during the turnover from the current model year to the next, according to J.D. Power. Studies have shown that August is the best month of the year to buy a car. Even the day of the week can make a difference in buying a new car. According to a study by TrueCar, the average sales price of a car is more than $2,000 higher on Fridays than on Sundays. The first couple days of the month are cheaper too, with customers seeing a savings of almost

July 3, 2020
Personal Banking

Debit or Credit

When it comes to paying at checkout, you can pay the way you want Debit or credit is a choice many of us make every day, whether it’s picking up groceries or paying at the pump. With the Clay County Savings Bank Debit Card or Clay County Savings Bank Credit Card, you can pay the way you want. The Clay County Savings Bank Visa® Debit Card has the flexibility to be used in many different ways. It’s an ATM card that can be used at more than 4,200 locations worldwide to access your accounts surcharge free. You can use the

July 3, 2020
Personal Banking

Choosing the Right CD Investment

Certificates of Deposit (CDs) are among the lowest risk investments available but there are still opportunities to maximize the benefits you can receive from CDs by selecting the right product for you. The key to wisely investing with CDs is selecting investments with both a favorable interest rate and flexible terms or maturity dates. Some high-yield CDs come with strings attached, including high minimum deposits, longer terms or “call” features that mean the issuer might terminate the CD at any time. The CD with the highest rate may not be the right investment for you. Clay County Savings Bank offers

July 1, 2020
Personal Banking

Statement on COVID-19

Statement on COVID-19 (As of May 4, 2020) The FDIC Frequently Asked Questions Statement for those impacted by Coronavirus Disease 2019 (COVID-19)       

March 13, 2020