Personal Banking

Planning Your New Home Purchase

Are you ready to join the market in the search for a new home? If so, visiting your lender is a great place to start. Learning your options when it comes to financing a brand new home, determining your housing budget and knowing the current mortgage are all keys to make a wise decision in buying a new home. Getting prequalified or pre-approved for a home loan can make the process of buying home much easier. Knowing your budget allows you to narrow your shopping to the choices in your price range. Estimating closing costs and what you will bring to the table

February 4, 2021
Personal Banking

myBill Pay Streamlines Monthly Payments

Why mail checks or visit multiple websites to pay your monthly bills when you can do it all in one place? That’s the benefit of myBill Pay, Clay County Savings Bank’s online banking service that lets you schedule bill payments directly from your checking account. Managing your payments in myBill Pay is simple. Just click “Add a Bill” and fill in the details from your latest account statement, whether it’s utilities, credit card, cell phone or any other regular bill you pay each month. Schedule your payment and you’re done. It’s that simple. You can schedule bills to be paid on

February 2, 2021
Personal Banking

Choosing the Right CD Investment

Certificates of Deposit (CDs) are among the lowest risk investments available but there are still opportunities to maximize the benefits you can receive from CDs by selecting the right product for you. The key to wisely investing with CDs is selecting investments with both a favorable interest rate and flexible terms or maturity dates. Some high-yield CDs come with strings attached, including high minimum deposits, longer terms or “call” features that mean the issuer might terminate the CD at any time. The CD with the highest rate may not be the right investment for you. Clay County Savings Bank offers

December 1, 2020
Personal Banking

Home or Auto Loans – Check Out the Latest Rates

Ready to buy a new home or car, build a new home, or refinance your existing loan? Check out the latest rates on a wide variety of loan products and services available at Clay County Savings Bank. Home Loans Home Equity Line of Credit Closed-End Home Equity Loan Auto Loans Don’t forget that when you borrow from Clay County Savings Bank, you are working with a local bank based in Clay County that has been a part of our community since 1922.

November 4, 2020
Personal Banking

Debit or Credit

When it comes to paying at checkout, you can pay the way you want Debit or credit is a choice many of us make every day, whether it’s picking up groceries or paying at the pump. With the Clay County Savings Bank Debit Card or Clay County Savings Bank Credit Card, you can pay the way you want. The Clay County Savings Bank Visa® Debit Card has the flexibility to be used in many different ways. It’s an ATM card that can be used at more than 4,200 locations worldwide to access your accounts surcharge free. You can use the

November 3, 2020