Business Banking

Business Banking Made Simple

Managing your business checking account is critical, but it should not cost you time and money. Clay County Savings Bank’s FREE* Business Checking requires no monthly minimum balance requirement and carries no monthly minimum service charge. The account includes monthly statements, a free company debit card and a competitive earnings credit. Also included each month free are up to 50 deposit items, 25 check/debit items and five ACH debits/credits. With free Online Banking, account holders can manage their business account quickly and easily, making it a breeze to review account history and reconcile statements. In addition to Business Checking, Clay

May 2, 2019
Personal Banking

Refinancing Your Home Loan

Interest rates are rising; however, there is still time to refinance your home loan to lock in an interest rate that is still at historically low levels. The most popular reason consumers choose to refinance their home loan is to obtain a lower fixed rate. For example, if you purchased a home more than five years ago, today’s interest rates might be a full point or more lower than your current loan. Reducing your interest rate could lower your monthly payment by several hundred dollars. You could also choose to reduce your loan term, such as converting to a 10-year or 15-year

May 1, 2019
Personal Banking

Debit or Credit

When it comes to paying at checkout, you can pay the way you want Debit or credit is a choice many of us make every day, whether it’s picking up groceries or paying at the pump. With the Clay County Savings Bank Debit Card or Clay County Savings Bank Credit Card, you can pay the way you want. The Clay County Savings Bank Visa® Debit Card has the flexibility to be used in many different ways. It’s an ATM card that can be used at more than 4,200 locations worldwide to access your accounts surcharge free. You can use the

April 29, 2019
Personal Banking

Make Saving Money Fun for Kids

Release the hounds! The Kids Adventure Club is always open to new members. Members receive exclusive free gift of their very own to “adopt” and take home as a birthday gift, and this year’s collectible gift is an adorable plush elephant. The Kids Adventure Club is a savings account designed exclusively for young people to take the first steps toward learning good financial instincts. The club uses fun interactive lessons and events to help young people explore what it means to save money and how they can benefit. The Kids Adventure Club account is an interest-bearing savings account and is great one

April 2, 2019
Personal Banking

Certificate of Deposit

Enhance your portfolio or save for a rainy day by locking in higher yielding returns with a certificate of deposit from Clay County Savings Bank.  We offer flexible terms.  You may select any term between 3 months and 60 months and only $500 is needed to open an account.   FDIC insured up to $250,000.  Remember the return of your money is as important as the return on it. Penalties apply for early withdrawal.

April 2, 2019