Personal Banking

Behind the Mask

Welcome to our Behind the Mask series. Over the last couple of weeks our employees have been taking the time to create these videos. We feel that each video is unique and shows the personality of each person. Gabby Usera Behind the Mask Video Gabby is our Marketing/Club Account Coordinator. In her video, she explains a little bit about her job and about the Behind the Mask series. Mario Usera Behind the Mask Video Mario is our Bank President and C.E.O. He talks about how the Bank as a whole has been doing during this pandemic and how we are

August 20, 2020
Personal Banking

Certificate of Deposit

Enhance your portfolio or save for a rainy day by locking in higher yielding returns with a certificate of deposit from Clay County Savings Bank.  We offer flexible terms.  You may select any term between 3 months and 60 months and only $500 is needed to open an account.   FDIC insured up to $250,000.  Remember the return of your money is as important as the return on it. Penalties apply for early withdrawal.

August 2, 2020
Personal Banking

Refinancing Your Home Loan

Interest rates are rising; however, there is still time to refinance your home loan to lock in an interest rate that is still at historically low levels. The most popular reason consumers choose to refinance their home loan is to obtain a lower fixed rate. For example, if you purchased a home more than five years ago, today’s interest rates might be a full point or more lower than your current loan. Reducing your interest rate could lower your monthly payment by several hundred dollars. You could also choose to reduce your loan term, such as converting to a 10-year or 15-year

August 1, 2020
Personal Banking

myBill Pay Streamlines Monthly Payments

Why mail checks or visit multiple websites to pay your monthly bills when you can do it all in one place? That’s the benefit of myBill Pay, Clay County Savings Bank’s online banking service that lets you schedule bill payments directly from your checking account. Managing your payments in myBill Pay is simple. Just click “Add a Bill” and fill in the details from your latest account statement, whether it’s utilities, credit card, cell phone or any other regular bill you pay each month. Schedule your payment and you’re done. It’s that simple. You can schedule bills to be paid on

August 1, 2020
Personal Banking

Premier Plus Checking

  An interest-bearing checking account with free personalized checks* and free myBill Pay Service, this account is designed for those seeking more than just a basic checking account, who generally maintain a higher balance in their checking account, and are interested in some return on their money. Interest is compounded daily at an interest rate and annual percentage yield of 0.05%.  Premier Plus account holders can choose to order and receive either free wallet specialty blue checks or a 50% discount on duplicate specialty blue checks; both are subject to a limit of 2 check orders per year for a total of 250 checks*. Among other

August 1, 2020