CCSB branches will be closed on Thursday, June 19, 2025 in observance of Juneteenth.
FDIC-Insured—Backed by the full faith and credit of the U.S. Government.
Rates- CDs and Accounts
Certificates of Deposit Special Rates
Terms |
Minimum to Open Account/ to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield (APY) |
| 9 Month CD Special | $500 | 4.04% | 4.18% |
| 15 Month CD Special | $50,000 | 3.00% | 3.09% |
Interest rates and annual percentage yields quoted above are as of April 22, 2025, and are subject to change without notice. Annual Percentage Yield (APY) based on a factor of 365 days/360 days and assumes interest remains on deposit through the entire term. Withdrawal of interest will reduce earnings. Substantial penalty for early withdrawal.
Checking and Savings Accounts
Minimum Balance to Open Account |
Minimum Balance to Obtain Annual Percentage Yield (APY)* |
Interest Rate |
APY |
|
|
Premier Plus Checking |
$500 |
None |
0.05% |
0.05% |
|
Premier 55 Checking |
None |
None |
0.05% |
0.05% |
|
Statement Savings Account |
None |
None |
0.15% |
0.15% |
|
Kids Adventure Club |
None |
None |
0.10% |
0.10% |
Interest rates and annual percentage yields quoted above are as of January 31, 2024, and are subject to change without notice. Annual Percentage Yield (APY) based on a factor of 365 days/360 days and assumes interest remains on deposit through the entire term. Withdrawal of interest will reduce earnings. Substantial penalty for early withdrawal.
Money Market Rates
Account Balance |
Interest Rate |
Average Percentage Yield (APY) |
|
$1,000.00 to $9,999.99 |
0.25% |
0.25% |
|
$10,000.00 to $25,000.00 |
0.30% |
0.30% |
|
$25,000.01 to $50,000.00 |
0.50% |
0.51% |
|
$50,000.01 and over |
0.65% |
0.66% |
Interest rates and annual percentage yields quoted above are as of January 31, 2024, and are subject to change without notice. Annual Percentage Yield (APY) based on a factor of 365 days/360 days and assumes interest remains on deposit through the entire term. Withdrawal of interest will reduce earnings. Substantial penalty for early withdrawal.
Certificates of Deposit
$500 Minimum |
$25,000 Minimum |
|||
Term |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
|
3- 5 Months |
0.15% |
0.15% |
0.45% |
0.46% |
|
6-11 Months |
0.60% |
0.61% |
0.75% |
0.76% |
|
12-17 Months |
0.75% |
0.76% |
1.00% |
1.02% |
|
18-23 Months |
1.10% |
1.12% |
1.25% |
1.28% |
|
24-29 Months |
1.20% |
1.22% |
1.50% |
1.53% |
|
30-35 Months |
1.25% |
1.28% |
1.60% |
1.64% |
|
36-47 Months |
1.30% |
1.33% |
1.65% |
1.69% |
|
48-59 Months |
1.40% |
1.43% |
1.75% |
1.79% |
|
60 Months |
1.50% |
1.53% |
1.80% |
1.84% |
Interest rates and annual percentage yields quoted above are as of January 31, 2024, and are subject to change without notice. Annual Percentage Yield (APY) based on a factor of 365 days/360 days and assumes interest remains on deposit through the entire term. Withdrawal of interest will reduce earnings. Substantial penalty for early withdrawal.
Health Savings Accounts
Account Balance |
Interest Rate |
Average Percentage Yield (APY) |
|
$1,000.00 to $9,999.99 |
0.10% |
0.10% |
|
$10,000.00 to $25,000.00 |
0.15% |
0.15% |
|
$25,000.01 and over |
0.20% |
0.20% |
Interest rates and annual percentage yields quoted above are as of January 31, 2024, and are subject to change without notice.
Annual Percentage Yield (APY) based on a factor of 365 days/360 days and assumes interest remains on deposit through the entire term. Withdrawal of interest will reduce earnings. Substantial penalty for early withdrawal.
Please call Clay County Savings Bank at 816-781-4500 with any questions about our current interest rates.