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Business Services

Positive Pay

Positive Pay is a tool that is available through our Business Online Banking which will help you minimize the risk of check fraud with your business checking account. As each check is presented for payment the Positive Pay system electronically compares it to the information in your file that you have submitted. Any discrepancies are flagged and reported through an email alert to you for review and it is your decision whether to pay/not pay.

Merchant Services

Our merchant services program through BancCard provides innovative products and services to fit your business needs while providing exceptional service and full program support and management:

• Credit card terminals available for purchase or lease
• Complete staff training
• Monthly statements
• 24-hour help desk
• Point of Sale terminals
• Gateway products
• Mobile products
• Specialty cards

ACH Batches

ACH Batch templates allow business customers to easily make or receive payments electronically, import NACHA files and view complete transaction history. Business administrators can grant access to others who need it, and access can be limited to certain features.  Same-Day ACH batches are available.


Business customer can create, review and handle wires in an easy to use interface.